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CRM & Subscription Management

Launch offers fast and keep customers longer.

Checkout & Funnel Builder

Convert more traffic without adding friction.

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Recover up to 75% of declined transactions.

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Increase approvals across every gateway.

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Unlock new growth opportunities through our trusted partners.

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500+ integrations with systems your team already loves.

Drag and drop landing page builder showing product selection, upsells, and express checkout

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VAMP Risk Simulator

Enter your monthly Visa data to see where you stand against VAMP's 1,500-item and 1.5% thresholds, track a three-month trend and estimate enforcement fees.

VAMP Risk Simulator

Enter your Visa card-not-present numbers for the latest month (add up to two earlier months to see the trend). The simulator checks you against the Visa Acquirer Monitoring Program thresholds in effect since April 1, 2026 — 1,500+ combined fraud reports and disputes and a 1.5% ratio — and estimates the enforcement fees.

Where do I find these numbers?

All figures are Visa card-not-present only, for one calendar month. Your processor or acquirer reports them; names vary by provider.

Stripe

  • Disputes (TC15s): Payments › Disputes, filtered to Visa.
  • Fraud reports (TC40s): same section, status Early fraud warning.

PayPal / Braintree

  • Disputes (TC15s): Resolution Center or Disputes.
  • Fraud reports (TC40s): usually in downloadable risk or transaction reports.

Direct acquirer / bank portal

  • Disputes (TC15s): the Chargebacks section of your merchant portal.
  • Fraud reports (TC40s): ask your representative for your monthly TC40 report.
  • Enumeration: your acquirer's fraud team can tell you how many authorization attempts Visa flagged as enumerated (card testing).

Disputes resolved through Rapid Dispute Resolution, CDRN/Ethoca alerts or Compelling Evidence 3.0 don't count toward VAMP — leave those out.

VAMP Ratio
0.00%
Safe

Program Status

Compliant

Total Disputes + Fraud Reports

0

Your Monthly Dispute Limit

0

Don't Just Monitor Risk—Eliminate It.

Knowing your VAMP risk is half the battle. Winning it is the other half. Sticky.io's partnership with industry-leader Kount provides a complete fraud shield, actively lowering your TC40s and keeping you safely out of VAMP's penalty box.

Learn About Fraud Protection

See how Sticky.io fits your stack

Talk to our team about subscription management, checkout, recovery and payment orchestration for your brand.

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More calculators

Payments & Risk
Mastercard GMAP Risk Simulator

Enter one to three months of Mastercard data to see where you'd land under the new Global Merchant Audit Program and what the assessments could cost. Preliminary model based on Mastercard's July 2026 announcement.

Open simulator
Payments & Risk
Failed Payment Recovery Calculator

Enter your monthly declined transactions, average order value and current recovery rate to see how much revenue a higher recovery rate would bring back each month and year, up to the 75% recovery potential Sticky.io states for Recovery.

Open calculator