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Convert more traffic without adding friction.

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Recover up to 75% of declined transactions.

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Increase approvals across every gateway.

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500+ integrations with systems your team already loves.

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Keep More Customers with Failed Payment Recovery

Stop Losing Revenue You’ve Already Earned

Most failed payments happen by accident. Sticky.io Recovery turns declines into approvals with smart retries and intelligent routing, helping you recover up to 75% of lost revenue and keep subscribers longer.

Recovery_HerorGraphic
~ 75 %
Failed payment recovery potential with smart dunning
40 %+
Increase in first-attempt payment approvals
72 M+
Subscriber renewals supported annually
Blob 8
Feature 1

Retry Engine

Smart Routing

Smart Routing

Subscriptions Saved

Subscriptions Saved

Keep More Loyal Customers

Fix the Revenue Loss You Can’t See

Failed payments quietly drain recurring revenue long before customers realize there’s a problem. Sticky.io catches issues in real time, re-routes failing transactions, and keeps subscribers active automatically.

See it in Action
Improve My Approval Rates
Experiene Decline Intelligence
Reduce Risk
Strengthen Merchant Health
Tab 1

Sticky.io analyzes decline reasons, issuer signals, and historical behavior to time each retry for the highest chance of approval. No guesswork — just recovered revenue.

See it in Action
Tab 2

If the first attempt fails, routing logic instantly selects a better-performing gateway — preventing declines and capturing more first-time approvals.

Improve My Approval Rates
Tab 3

Get full visibility into why payments fail with live decline codes, issuer insights, and risk indicators — so your team solves issues before they become revenue loss.

Experiene Decline Intelligence
Tab 4

Protect renewal flows with automated fraud detection, chargeback monitoring, and VAMP-aware controls that keep merchant accounts healthy.

Reduce Risk
Tab 5

Sticky.io helps maintain MID stability with safe processing patterns, dispute prevention, and compliance-friendly retry sequences that keep processors confident in your business.

Strengthen Merchant Health
AI-Driven Retries
Tab 1

Sticky.io analyzes decline reasons, issuer signals, and historical behavior to time each retry for the highest chance of approval. No guesswork — just recovered revenue.

See it in Action
Intelligent Routing
Tab 2

If the first attempt fails, routing logic instantly selects a better-performing gateway — preventing declines and capturing more first-time approvals.

Improve My Approval Rates
Decline Intelligence
Tab 3

Get full visibility into why payments fail with live decline codes, issuer insights, and risk indicators — so your team solves issues before they become revenue loss.

Experiene Decline Intelligence
Fraud Prevention
Tab 4

Protect renewal flows with automated fraud detection, chargeback monitoring, and VAMP-aware controls that keep merchant accounts healthy.

Reduce Risk
Merchant Health
Tab 5

Sticky.io helps maintain MID stability with safe processing patterns, dispute prevention, and compliance-friendly retry sequences that keep processors confident in your business.

Strengthen Merchant Health

When Recovery Is Smart, Revenue Becomes Reliable

See Where Revenue Leaks. And Where We Fix It.

Most silent churn isn’t intentional — it’s caused by failed payments. Sticky.io plugs the leaks across retries, routing, fraud, and renewal intelligence so revenue stops disappearing.

Stop Revenue Leaks
Infographic showing customers renewing while one drops out of the renewal cycle
Silent Churn Stops Here

Subscribers often churn without realizing their payment failed. Most systems don’t alert merchants until it’s too late.

Gateway health dashboard showing underperforming status
Underperforming Gateways Hurt Revenue

Even top gateways fluctuate. Without routing, approval rates drop and renewals fail unnecessarily.

Dashboard showing subscription status and renewal email engagement
Emails Can’t Fix Declines

Customers rarely read renewal emails, and even when they do, emails can’t solve issuer logic, fraud flags, or gateway outages. Modern failed payment recovery has to operate at the payment level, not the inbox.

Smart retry returning a customer to the renewal loop
AI That Stops Silent Churn

Smart retries and rerouting recover payments silently in the background — keeping subscribers active without messaging them.

Renewals increasing over time
40% More Approvals, Automatically

Routing and retry intelligence improves approval rates instantly, capturing revenue traditional systems never reach.

MID health and recovery analytics showing safe routing and blocked retries.
Compliance Built Into the Flow

Safe retry pacing and fraud checks stabilize MID health, preventing costly processor interventions.

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The Complete Guide to MID Health for Scaling Brands

Understand the infrastructure constraints behind renewals. Learn how gateway behavior, decline strategies, and retry pacing affect the stability of your merchant accounts.

Forecast Your Recovery Lift

See exactly how much more recurring revenue you could capture with intelligent retries and routing. This article removes guesswork and quantifies real recovery upside.

The Recovery Engine Behind Your Growth

Sticky.io powers every renewal with smart retry timing, intelligent routing, and protection that strengthens revenue long before churn appears.

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Recovery

Recovery That Actually Recovers

Smarter Retries

AI-powered retry logic selects the best approval window for every decline, recovering more payments with fewer attempts.

  • Issuer-aware timing
  • Decline-code intelligence
  • Max approval probability
Adaptive Routing

Sticky.io automatically finds the strongest-performing gateway for each transaction, eliminating single-path failures.

  • Multi-gateway routing
  • Auto-cascade failover
  • Approval-rate optimization
Intelligent Insights

See the real reasons behind failed payments so you can fix issues early and prevent repeated declines.

  • Live decline codes
  • Issuer reasoning
  • Predictive signals
Built-In Risk Protection

Fraud detection and MID-aware rules keep your renewal flow safe from risky behavior.

  • Fraud pattern detection
  • Dispute prevention
  • MID-safe processing
Renewals That Hold

Protect your subscriber base by reducing involuntary churn and keeping renewals stable month over month.

  • Churn prediction
  • Renewal health scoring
  • Improved retention
Revenue You Keep

Every recovered payment strengthens your revenue engine and boosts predictable growth.

  • More revenue recovered
  • Higher LTV
  • Stronger ARR

How Smarter Systems Drive Stronger Revenue

See how subscription and ecommerce teams use Sticky.io’s connected platform to reduce friction, increase customer value, and protect the revenue they work hard to earn.

Truly Free Found a Better Way — and Bigger Wins

Sticky.io has given us the ability to take our company and our membership experience to a whole new level. If you’re in the ecommerce world and thinking about subscribing your tribe and giving them a world-class experience, as well as getting scalable insights to how you can grow your company — I really don’t know of another platform I would recommend like Sticky.io.
Stephen Ezell CEO, Truly Free
60%
YoY revenue growth

How SkinnyFit Built Smarter Subscriptions

Partnering with Sticky.io has given us the ability to quickly change and pivot based on what bests resonates with our customers. We’re able to understand our customers on a deeper level and provide more value.
Anwar Husain Co-founder, SkinnyFit
40%
YoY subscription growth

How Flexible Funnels Fueled Floral Commerce Growth

Since we’ve launched subscriptions, it has become a more and more important part of our offering each year as we grow it and as it helps us have that more expected revenue coming in, which is helpful for our farms and our other partners.
239%
Subscription growth

How RealDefense Simplified Complex Billing at Scale

If you’re looking for a billing platform that will work with you to solve your business needs, Sticky.io is it.
Sean Whiteley President, RealDefense
52%
Reduction in chargebacks
Read More Success Stories

Strong Recovery Starts Upstream

Fix the Payment Path. Strengthen Every Recovery Attempt.

Declines don’t happen randomly. With multi-gateway routing, intelligent failover, and issuer-aware logic, Sticky.io ensures every renewal takes the path with the highest chance of approval — powering stronger recovery outcomes across your entire business.

Diagram showing global payment routing and revenue recovery

Your Entire Revenue Ecosystem, Connected

From acquisition tools to payment processors, Sticky.io brings every part of your revenue stack into a unified flow. Recovery becomes more accurate, approvals increase, and merchant health stays protected through seamless platform communication.

Recovery Only Works When It Understands the Problem

Fancy Callout Recovery 4

Why Traditional Dunning Fails — and Modern Recovery Doesn’t

Most systems still rely on reminder emails and scheduled retries, a process built for a much simpler payments landscape. Sticky.io uses real payment intelligence to understand why a transaction failed and applies routing, timing, and fraud logic to recover revenue traditional dunning can’t reach.

Static Retries Miss the Moment

Traditional dunning retries payments at fixed intervals, ignoring decline codes, issuer rules, and customer behavior — resulting in preventable failures.

  • No issuer-aware timing
  • No decline-code intelligence
  • Low recovery rates
Single-Path Payments Can’t Recover

Most systems send every payment through one gateway. If it fails, revenue stops. Intelligent routing instantly finds the best-performing path to approval.

  • No multi-gateway routing
  • No cascade logic
  • Higher initial declines
Risk Signals Go Unseen

Legacy dunning overlooks fraud patterns, issuer blocks, and merchant-health risk — creating chargebacks and unstable processing. Modern recovery protects your MIDs with real-time intelligence.

  • No fraud-aware renewal logic
  • No MID protection controls
  • High involuntary churn

Resources to Strengthen Your Recovery Strategy

Insights That Keep Revenue Moving

FAQ

What makes Sticky.io Recovery better than other revenue recovery solutions?

"Traditional dunning relies on fixed schedules and guesswork. Sticky.io Recovery uses AI-powered retry logic, intelligent payment routing, and real-time decline intelligence to maximize approval rates for every failed payment.

Instead of retrying transactions at predetermined intervals, Recovery analyzes issuer behavior, decline codes, gateway performance, and historical patterns to determine the exact moment and path most likely to succeed.

It also integrates easily through API and works with any ecommerce platform, payment stack, or subscription system, making it a modern recovery engine — not just a dunning tool. In short, Sticky.io Recovery is modern failed payment recovery software designed to reduce involuntary churn at scale."

Can I use this alongside my current decline recovery or dunning strategy?

You can, but it’s not ideal. Running traditional dunning alongside Sticky.io often leads to redundant retries, unnecessary processor fees, and lower approval rates, because legacy systems don’t use issuer intelligence or adaptive timing.

Sticky.io Recovery performs best when it manages all failed payment recovery across your subscription base. With AI-driven retry timing and multi-gateway routing, merchants typically see far higher recovery rates on the first or second attempt alone.

How does Sticky.io keep my customers’ payment data secure?

Sticky.io maintains PCI DSS Level 1 compliance, the highest standard for payment security. Every transaction, retry, and recovery event is processed through secure, compliant infrastructure designed to protect sensitive customer data from start to finish.

How do I make sure retry strategies don’t harm customer experience or my brand reputation?

Sticky.io’s AI is built to be customer-sensitive and brand-safe. It evaluates decline reasons, issuer preferences, and customer behavior to choose retry windows that maximize approvals without creating customer friction.

You also control how many attempts are made and how recovery aligns with your customer communication strategy — ensuring your retry logic feels seamless, not aggressive.

Is it difficult to get started with Sticky.io Recovery?

Not at all. Recovery integrates through a streamlined API and typically takes two to three days to go live. Once enabled, it becomes a fully automated, zero-maintenance solution, recovering failed payments in the background while your team focuses on growth.

What impact does Sticky.io Recovery have on customer lifetime value (CLTV)?

Recovering failed payments has a direct, compounding effect on CLTV. Sticky.io helps subscription brands reduce involuntary churn, rescue renewals, and improve first-attempt approvals, which leads to more billing cycles per customer.

Brands using Recovery commonly retain customers 3.5× longer and stabilize recurring revenue, creating predictable long-term value.

How much time will my team need to manage Recovery?

Virtually none. Sticky.io Recovery is hands-off. After a quick setup, the system autonomously determines the best retry timing, routing, and recovery path for each transaction — with no manual workflows required.

Your team gets full visibility, but Recovery does the work.

Ready to Recover More Revenue?

Talk with one of our team members today to discover how much you could recover with Sticky.io!